{"id":150,"date":"2016-11-16T10:10:18","date_gmt":"2016-11-16T09:10:18","guid":{"rendered":"http:\/\/lml-avocats.com\/?p=150"},"modified":"2020-11-26T19:44:14","modified_gmt":"2020-11-26T18:44:14","slug":"lart-de-recouvrer-des-impayes","status":"publish","type":"post","link":"https:\/\/lml-avocats.com\/en\/lart-de-recouvrer-des-impayes\/","title":{"rendered":"The art of recovering unpaid debts"},"content":{"rendered":"
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<\/p>\n

The collection of receivables is an art for your corporate clients.<\/p>\n

Their working capital requirements (WCR) are not only met by telephone or written reminders from their accounting department.<\/p>\n

It is well known that formal notice is already a path to litigation...<\/p>\n

<\/p>\n

The latter results in an order for payment or a writ of summons on the merits as in summary proceedings before the commercial courts, which are not necessarily the only tools to ensure their WCR.<\/p>\n

<\/p>\n

Need we remind you that an excellent decision often comes up against an enforcement problem?<\/p>\n

<\/p>\n

This is why measures are taken beforehand.<\/p>\n

<\/p>\n

The key to recovery is indeed there.<\/p>\n

<\/p>\n

I. On measures upstream of any collection problem.<\/b><\/p>\n

A - Information about the contracting party<\/u><\/p>\n

The Kbis extract of its contracting party gives information on its capital, its directors, but a simple examination of the state of the liens will guide on its possible difficulties prior to those the creditor is facing today.<\/p>\n

Mortgage registrations or pledges on the business have already been made...<\/p>\n

URSSAF and the Treasury practice it every day. It is therefore better not to conclude a contract with this company.<\/p>\n

<\/p>\n

B - Retention of title clause<\/u><\/p>\n

Is your client a company that manufactures manufactured products? Does it sell or rent equipment?<\/p>\n

Then you should examine whether its general terms and conditions of sale do indeed contain this clause, which allows it to remain the owner of its goods as long as their payment is not complete, in accordance with the provisions of article 1137 of the Civil Code.<\/p>\n

This means that if a creditor is quicker than she is in trying to get them back, he will have to ensure their return because your client remains the perfect owner.<\/p>\n

<\/p>\n

C - Guarantees from the legal representative of the contracting party<\/u><\/p>\n

Obviously, it all depends on the type of clientele, because you can't always get the CEO to vouch for you.<\/p>\n

That said, a young executive will concede it.<\/p>\n

<\/p>\n

D - Payment terms on invoices<\/u><\/p>\n

It is well known that on our territory, one pays one's bills for three months or more.<\/p>\n

In any case, a simple mention of \"cash payment\" or \"by return\" or due date does not always appear on the wording of the invoices.<\/p>\n

It is also possible to mention interest at the legal rate on the date the invoice is issued.<\/p>\n

It is also advisable to consider which method of payment will be the most reliable and to make provision for this as soon as the contract is concluded: LCR, bank transfer, etc.<\/p>\n

<\/p>\n

II. On the measures upstream of recovery by legal means.<\/b><\/p>\n

A - Formal notice<\/u><\/p>\n

The formal notice is a prerequisite for legal action.<\/p>\n

It is subject to a certain number of formal requirements, one of which is that it must be sent by registered mail with acknowledgement of receipt.<\/p>\n

The letter must expressly state that interests accrue from the time it is sent, in addition to the announcement of legal proceedings.<\/p>\n

<\/p>\n

B - Attachments for conservatory purposes<\/u><\/p>\n

On presentation of invoices, order forms and delivery notes, it is of course perfectly possible to see the bank accounts of the seized company; goods, as well as the titles of the partners, can also be seen, and this perfectly upstream of any dispute.<\/p>\n

These measures are called protective measures because they safeguard the rights of the creditor.<\/p>\n

<\/p>\n

C - Pledges of the business, mortgages on the building<\/u><\/p>\n

You can of course advise your client to pledge the business of his co-contracting party, such as registering a mortgage on a property owned by one of the partners or even the manager...<\/p>\n

This means that at the slightest examination of your co-contractor by a banking institution, the latter will consider that he is in proven difficulty... and his credit line will no longer be increased.<\/p>\n

As you will have understood, this is the last step before taking the matter to court.<\/p>\n

<\/p>\n

III. On judicial measures for the recovery of unpaid debts.<\/b><\/p>\n

It is obvious that once you are well informed about the identity of the parties involved, the profile of the company and its financial standing, it is almost easy to take action against it.<\/p>\n

<\/p>\n

A - Order for payment<\/u><\/p>\n

An NSF cheque is an enforceable title so that a bailiff can seize the recalcitrant contracting party's bank account.<\/p>\n

This being said, few people today transmit their bank references.<\/p>\n

A court decision and therefore an enforceable title are therefore necessary.<\/p>\n

Thus, orders for payment can be obtained by simply producing (i) your invoices, (ii) your reminders and (iii) the contractual framework set up by your client.<\/p>\n

In most cases, the co-contractor will not be present at the hearing.<\/p>\n

Of course, the injunction will be contested, but your co-contracting party knows today that it will not be present at the hearing.<\/p>\n

<\/p>\n

B \u2013 Injonction de payer et assignation en r\u00e9f\u00e9r\u00e9<\/u><\/p>\n

Une assignation en r\u00e9f\u00e9r\u00e9 dit r\u00e9f\u00e9r\u00e9 provision est \u00e9galement possible.<\/p>\n

Cette proc\u00e9dure contradictoire ne supporte pas la moindre contestation s\u00e9rieuse, car le juge des r\u00e9f\u00e9r\u00e9s est le juge de l\u2019\u00e9vidence.<\/p>\n

C\u2019est ainsi que si le cocontractant rapporte la preuve que votre livraison n\u2019\u00e9tait pas compl\u00e8te, il est \u00e9vident que ce dernier ne vous a pas r\u00e9gl\u00e9 et que vous devrez vous expliquer devant le juge du fond.<\/p>\n

<\/p>\n

C \u2013 Assignation en redressement judiciaire<\/u><\/p>\n

Tout d\u00e9pend naturellement de la pression effective que le cr\u00e9ancier souhaite exercer sur son cocontractant \u00e0 la suite d\u2019une mise en demeure, consultation de l\u2019\u00e9tat des privil\u00e8ges et inscriptions, il est possible de l\u2019assigner en redressement judiciaire.<\/p>\n

C\u2019est dire en effet que l\u2019on peut provoquer sa chute, mais que si ce dernier a encore les moyens de s\u2019acquitter de sa dette, il le fera.<\/p>\n

Comme on peut le constater l\u2019arsenal pr\u00e9judiciaire est important, mais encore faut-il tant en conna\u00eetre l\u2019existence que savoir l\u2019utiliser !<\/p>\n

<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Le recouvrement du poste client est pour vos entreprises clientes un art. Leur besoin en fonds de roulement (BFR) ne s\u2019alimente pas uniquement au gr\u00e9 de relances t\u00e9l\u00e9phoniques ou \u00e9crites de leur service comptabilit\u00e9. On le sait, la mise en demeure est d\u00e9j\u00e0 une voie vers le contentieux\u2026 Et ce dernier se solde par une […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"off","ocean_display_header":"default","ocean_header_style":"minimal","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[5],"tags":[],"_links":{"self":[{"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/posts\/150"}],"collection":[{"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/comments?post=150"}],"version-history":[{"count":11,"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/posts\/150\/revisions"}],"predecessor-version":[{"id":1890,"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/posts\/150\/revisions\/1890"}],"wp:attachment":[{"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/media?parent=150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/categories?post=150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lml-avocats.com\/en\/wp-json\/wp\/v2\/tags?post=150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}